COMMERCIAL BANK OF MOTT
MOTT, NORTH DAKOTA · FDIC Cert #15741
Capital & Safety Analysis
According to FDIC financial data, COMMERCIAL BANK OF MOTT holds a Tier 1 capital ratio of 12.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCIAL BANK OF MOTT has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCIAL BANK OF MOTT shows strong financial health indicators. With $143M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCIAL BANK OF MOTT has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 12.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCIAL BANK OF MOTT holds $143M in total assets and $102M in total deposits. It is located in MOTT, NORTH DAKOTA (FDIC Certificate #15741).
COMMERCIAL BANK OF MOTT has a Tier 1 capital ratio of 12.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.66%.
Yes. COMMERCIAL BANK OF MOTT is FDIC-insured (Certificate #15741). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.