COMMERCE BANK TEXAS
STOCKDALE, TEXAS · FDIC Cert #15346
Capital & Safety Analysis
According to FDIC financial data, COMMERCE BANK TEXAS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMERCE BANK TEXAS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMERCE BANK TEXAS shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCE BANK TEXAS has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCE BANK TEXAS holds $66M in total assets and $49M in total deposits. It is located in STOCKDALE, TEXAS (FDIC Certificate #15346).
COMMERCE BANK TEXAS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.37%.
Yes. COMMERCE BANK TEXAS is FDIC-insured (Certificate #15346). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.