COLORADO B&T CO OF LA JUNTA
LA JUNTA, COLORADO · FDIC Cert #1141
Capital & Safety Analysis
According to FDIC financial data, COLORADO B&T CO OF LA JUNTA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COLORADO B&T CO OF LA JUNTA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COLORADO B&T CO OF LA JUNTA shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COLORADO B&T CO OF LA JUNTA has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COLORADO B&T CO OF LA JUNTA holds $210M in total assets and $165M in total deposits. It is located in LA JUNTA, COLORADO (FDIC Certificate #1141).
COLORADO B&T CO OF LA JUNTA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 2.67%.
Yes. COLORADO B&T CO OF LA JUNTA is FDIC-insured (Certificate #1141). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.