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BankHealth

COLONIAL SAVINGS FA

FORT WORTH, TEXAS · FDIC Cert #31361

C
Health Score
52/100
$1.1B
Total Assets
$707M
Total Deposits
18.09%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COLONIAL SAVINGS FA holds a Tier 1 capital ratio of 18.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COLONIAL SAVINGS FA has a strong buffer to absorb potential losses.

Key Financial Metrics

3.56%
Nonperforming Loans
High — significant loan problems
10.27%
Liquidity Ratio
Adequate liquidity
0.24%
Return on Assets
Low profitability
$707M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COLONIAL SAVINGS FA shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COLONIAL SAVINGS FA has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 18.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COLONIAL SAVINGS FA holds $1.1B in total assets and $707M in total deposits. It is located in FORT WORTH, TEXAS (FDIC Certificate #31361).

COLONIAL SAVINGS FA has a Tier 1 capital ratio of 18.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.56%, and the return on assets is 0.24%.

Yes. COLONIAL SAVINGS FA is FDIC-insured (Certificate #31361). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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