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BankHealth

COLLINS STATE BANK

COLLINS, WISCONSIN · FDIC Cert #14914

C
Health Score
62/100
$238M
Total Assets
$204M
Total Deposits
10.16%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COLLINS STATE BANK holds a Tier 1 capital ratio of 10.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COLLINS STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.02%
Nonperforming Loans
Low — healthy loan portfolio
10.82%
Liquidity Ratio
Adequate liquidity
0.70%
Return on Assets
Low profitability
$204M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COLLINS STATE BANK shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COLLINS STATE BANK has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 10.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COLLINS STATE BANK holds $238M in total assets and $204M in total deposits. It is located in COLLINS, WISCONSIN (FDIC Certificate #14914).

COLLINS STATE BANK has a Tier 1 capital ratio of 10.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 0.70%.

Yes. COLLINS STATE BANK is FDIC-insured (Certificate #14914). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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