CLEAR MOUNTAIN BANK
BRUCETON MILLS, WEST VIRGINIA · FDIC Cert #2443
Capital & Safety Analysis
According to FDIC financial data, CLEAR MOUNTAIN BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CLEAR MOUNTAIN BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CLEAR MOUNTAIN BANK shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CLEAR MOUNTAIN BANK has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CLEAR MOUNTAIN BANK holds $999M in total assets and $812M in total deposits. It is located in BRUCETON MILLS, WEST VIRGINIA (FDIC Certificate #2443).
CLEAR MOUNTAIN BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 1.40%.
Yes. CLEAR MOUNTAIN BANK is FDIC-insured (Certificate #2443). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.