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BankHealth

CLARION CNTY CMTY BANK

CLARION, PENNSYLVANIA · FDIC Cert #57624

C
Health Score
63/100
$232M
Total Assets
$206M
Total Deposits
10.98%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CLARION CNTY CMTY BANK holds a Tier 1 capital ratio of 10.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CLARION CNTY CMTY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.17%
Nonperforming Loans
Low — healthy loan portfolio
12.33%
Liquidity Ratio
Adequate liquidity
0.05%
Return on Assets
Low profitability
$206M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CLARION CNTY CMTY BANK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CLARION CNTY CMTY BANK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 10.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CLARION CNTY CMTY BANK holds $232M in total assets and $206M in total deposits. It is located in CLARION, PENNSYLVANIA (FDIC Certificate #57624).

CLARION CNTY CMTY BANK has a Tier 1 capital ratio of 10.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 0.05%.

Yes. CLARION CNTY CMTY BANK is FDIC-insured (Certificate #57624). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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