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BankHealth

CITY NB OF METROPOLIS

METROPOLIS, ILLINOIS · FDIC Cert #3814

A
Health Score
84/100
$440M
Total Assets
$350M
Total Deposits
23.79%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CITY NB OF METROPOLIS holds a Tier 1 capital ratio of 23.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITY NB OF METROPOLIS has a strong buffer to absorb potential losses.

Key Financial Metrics

1.79%
Nonperforming Loans
Moderate — some loan stress
46.54%
Liquidity Ratio
Strong — can meet withdrawal demands
0.72%
Return on Assets
Low profitability
$350M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CITY NB OF METROPOLIS shows strong financial health indicators. With $440M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CITY NB OF METROPOLIS has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 23.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CITY NB OF METROPOLIS holds $440M in total assets and $350M in total deposits. It is located in METROPOLIS, ILLINOIS (FDIC Certificate #3814).

CITY NB OF METROPOLIS has a Tier 1 capital ratio of 23.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.79%, and the return on assets is 0.72%.

Yes. CITY NB OF METROPOLIS is FDIC-insured (Certificate #3814). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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