CITY BANK
LUBBOCK, TEXAS · FDIC Cert #25103
Capital & Safety Analysis
According to FDIC financial data, CITY BANK holds a Tier 1 capital ratio of 12.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITY BANK shows strong financial health indicators. With $4.2B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITY BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 12.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITY BANK holds $4.2B in total assets and $3.7B in total deposits. It is located in LUBBOCK, TEXAS (FDIC Certificate #25103).
CITY BANK has a Tier 1 capital ratio of 12.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.75%, and the return on assets is 1.56%.
Yes. CITY BANK is FDIC-insured (Certificate #25103). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.