CITIZENS STB OF LA CROSSE
LA CROSSE, WISCONSIN · FDIC Cert #1513
Capital & Safety Analysis
According to FDIC financial data, CITIZENS STB OF LA CROSSE holds a Tier 1 capital ratio of 11.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS STB OF LA CROSSE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS STB OF LA CROSSE shows strong financial health indicators. With $648M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS STB OF LA CROSSE has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 11.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS STB OF LA CROSSE holds $648M in total assets and $510M in total deposits. It is located in LA CROSSE, WISCONSIN (FDIC Certificate #1513).
CITIZENS STB OF LA CROSSE has a Tier 1 capital ratio of 11.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.89%, and the return on assets is 1.68%.
Yes. CITIZENS STB OF LA CROSSE is FDIC-insured (Certificate #1513). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.