CITIZENS NB OF CROSBYTON
CROSBYTON, TEXAS · FDIC Cert #3158
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NB OF CROSBYTON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CITIZENS NB OF CROSBYTON to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CITIZENS NB OF CROSBYTON shows strong financial health indicators. With $65M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NB OF CROSBYTON has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NB OF CROSBYTON holds $65M in total assets and $53M in total deposits. It is located in CROSBYTON, TEXAS (FDIC Certificate #3158).
CITIZENS NB OF CROSBYTON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.88%.
Yes. CITIZENS NB OF CROSBYTON is FDIC-insured (Certificate #3158). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.