CITIZENS NB MCCONNELSVILLE
MCCONNELSVILLE, OHIO · FDIC Cert #6638
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NB MCCONNELSVILLE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CITIZENS NB MCCONNELSVILLE to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CITIZENS NB MCCONNELSVILLE shows some financial weakness with a Health Score of 47/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NB MCCONNELSVILLE has a Bank Health Score of D (47/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NB MCCONNELSVILLE holds $109M in total assets and $89M in total deposits. It is located in MCCONNELSVILLE, OHIO (FDIC Certificate #6638).
CITIZENS NB MCCONNELSVILLE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.80%, and the return on assets is 0.28%.
Yes. CITIZENS NB MCCONNELSVILLE is FDIC-insured (Certificate #6638). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.