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BankHealth

CITIZENS BANK OF WESTON

WESTON, WEST VIRGINIA · FDIC Cert #19674

C
Health Score
58/100
$274M
Total Assets
$220M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, CITIZENS BANK OF WESTON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CITIZENS BANK OF WESTON to additional regulatory scrutiny.

Key Financial Metrics

0.49%
Nonperforming Loans
Low — healthy loan portfolio
26.68%
Liquidity Ratio
Strong — can meet withdrawal demands
1.71%
Return on Assets
Profitable — earning well on assets
$220M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CITIZENS BANK OF WESTON shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CITIZENS BANK OF WESTON has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CITIZENS BANK OF WESTON holds $274M in total assets and $220M in total deposits. It is located in WESTON, WEST VIRGINIA (FDIC Certificate #19674).

CITIZENS BANK OF WESTON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.49%, and the return on assets is 1.71%.

Yes. CITIZENS BANK OF WESTON is FDIC-insured (Certificate #19674). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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