CITIZENS BANK OF WEST VA INC
ELKINS, WEST VIRGINIA · FDIC Cert #6760
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF WEST VA INC holds a Tier 1 capital ratio of 10.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK OF WEST VA INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF WEST VA INC shows strong financial health indicators. With $682M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF WEST VA INC has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 10.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF WEST VA INC holds $682M in total assets and $582M in total deposits. It is located in ELKINS, WEST VIRGINIA (FDIC Certificate #6760).
CITIZENS BANK OF WEST VA INC has a Tier 1 capital ratio of 10.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 1.34%.
Yes. CITIZENS BANK OF WEST VA INC is FDIC-insured (Certificate #6760). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.