CIBM BANK
CHAMPAIGN, ILLINOIS · FDIC Cert #11729
Capital & Safety Analysis
According to FDIC financial data, CIBM BANK holds a Tier 1 capital ratio of 11.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CIBM BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CIBM BANK shows strong financial health indicators. With $894M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CIBM BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 11.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CIBM BANK holds $894M in total assets and $777M in total deposits. It is located in CHAMPAIGN, ILLINOIS (FDIC Certificate #11729).
CIBM BANK has a Tier 1 capital ratio of 11.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.80%, and the return on assets is 1.36%.
Yes. CIBM BANK is FDIC-insured (Certificate #11729). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.