CENTRUST BANK NATIONAL ASSN
NORTHBROOK, ILLINOIS · FDIC Cert #58158
Capital & Safety Analysis
According to FDIC financial data, CENTRUST BANK NATIONAL ASSN holds a Tier 1 capital ratio of 16.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTRUST BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTRUST BANK NATIONAL ASSN shows strong financial health indicators. With $146M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTRUST BANK NATIONAL ASSN has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 16.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTRUST BANK NATIONAL ASSN holds $146M in total assets and $118M in total deposits. It is located in NORTHBROOK, ILLINOIS (FDIC Certificate #58158).
CENTRUST BANK NATIONAL ASSN has a Tier 1 capital ratio of 16.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.84%, and the return on assets is 0.12%.
Yes. CENTRUST BANK NATIONAL ASSN is FDIC-insured (Certificate #58158). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.