CENTRAL SAVINGS FSB
CHICAGO, ILLINOIS · FDIC Cert #27910
Capital & Safety Analysis
According to FDIC financial data, CENTRAL SAVINGS FSB holds a Tier 1 capital ratio of 32.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTRAL SAVINGS FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTRAL SAVINGS FSB shows strong financial health indicators. With $112M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTRAL SAVINGS FSB has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 32.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTRAL SAVINGS FSB holds $112M in total assets and $77M in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #27910).
CENTRAL SAVINGS FSB has a Tier 1 capital ratio of 32.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.46%, and the return on assets is 0.92%.
Yes. CENTRAL SAVINGS FSB is FDIC-insured (Certificate #27910). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.