CEDAR RAPIDS STATE BANK
CEDAR RAPIDS, NEBRASKA · FDIC Cert #18820
Capital & Safety Analysis
According to FDIC financial data, CEDAR RAPIDS STATE BANK holds a Tier 1 capital ratio of 11.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CEDAR RAPIDS STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CEDAR RAPIDS STATE BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CEDAR RAPIDS STATE BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 11.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CEDAR RAPIDS STATE BANK holds $166M in total assets and $147M in total deposits. It is located in CEDAR RAPIDS, NEBRASKA (FDIC Certificate #18820).
CEDAR RAPIDS STATE BANK has a Tier 1 capital ratio of 11.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.76%, and the return on assets is 0.67%.
Yes. CEDAR RAPIDS STATE BANK is FDIC-insured (Certificate #18820). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.