CAPITOL BANK
MADISON, WISCONSIN · FDIC Cert #34074
Capital & Safety Analysis
According to FDIC financial data, CAPITOL BANK holds a Tier 1 capital ratio of 11.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAPITOL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CAPITOL BANK shows strong financial health indicators. With $594M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CAPITOL BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 11.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CAPITOL BANK holds $594M in total assets and $492M in total deposits. It is located in MADISON, WISCONSIN (FDIC Certificate #34074).
CAPITOL BANK has a Tier 1 capital ratio of 11.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 0.59%.
Yes. CAPITOL BANK is FDIC-insured (Certificate #34074). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.