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BankHealth

BRISTOL MORGAN BANK

OAKFIELD, WISCONSIN · FDIC Cert #9523

C
Health Score
59/100
$159M
Total Assets
$118M
Total Deposits
14.27%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BRISTOL MORGAN BANK holds a Tier 1 capital ratio of 14.27%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BRISTOL MORGAN BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.54%
Nonperforming Loans
Moderate — some loan stress
12.89%
Liquidity Ratio
Adequate liquidity
0.34%
Return on Assets
Low profitability
$118M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BRISTOL MORGAN BANK shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BRISTOL MORGAN BANK has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 14.27%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BRISTOL MORGAN BANK holds $159M in total assets and $118M in total deposits. It is located in OAKFIELD, WISCONSIN (FDIC Certificate #9523).

BRISTOL MORGAN BANK has a Tier 1 capital ratio of 14.27%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.54%, and the return on assets is 0.34%.

Yes. BRISTOL MORGAN BANK is FDIC-insured (Certificate #9523). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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