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BankHealth

BRADFORD NB OF GREENVILLE

GREENVILLE, ILLINOIS · FDIC Cert #3799

B
Health Score
77/100
$609M
Total Assets
$486M
Total Deposits
11.86%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BRADFORD NB OF GREENVILLE holds a Tier 1 capital ratio of 11.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BRADFORD NB OF GREENVILLE has a strong buffer to absorb potential losses.

Key Financial Metrics

1.82%
Nonperforming Loans
Moderate — some loan stress
52.26%
Liquidity Ratio
Strong — can meet withdrawal demands
1.22%
Return on Assets
Profitable — earning well on assets
$486M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BRADFORD NB OF GREENVILLE shows strong financial health indicators. With $609M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BRADFORD NB OF GREENVILLE has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 11.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BRADFORD NB OF GREENVILLE holds $609M in total assets and $486M in total deposits. It is located in GREENVILLE, ILLINOIS (FDIC Certificate #3799).

BRADFORD NB OF GREENVILLE has a Tier 1 capital ratio of 11.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.82%, and the return on assets is 1.22%.

Yes. BRADFORD NB OF GREENVILLE is FDIC-insured (Certificate #3799). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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