BORDER BANK
FARGO, NORTH DAKOTA · FDIC Cert #20776
Capital & Safety Analysis
According to FDIC financial data, BORDER BANK holds a Tier 1 capital ratio of 9.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BORDER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BORDER BANK shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BORDER BANK has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 9.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BORDER BANK holds $953M in total assets and $848M in total deposits. It is located in FARGO, NORTH DAKOTA (FDIC Certificate #20776).
BORDER BANK has a Tier 1 capital ratio of 9.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 0.32%.
Yes. BORDER BANK is FDIC-insured (Certificate #20776). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.