BETTER BANKS
PEORIA, ILLINOIS · FDIC Cert #1808
Capital & Safety Analysis
According to FDIC financial data, BETTER BANKS holds a Tier 1 capital ratio of 12.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BETTER BANKS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BETTER BANKS shows strong financial health indicators. With $461M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BETTER BANKS has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BETTER BANKS holds $461M in total assets and $431M in total deposits. It is located in PEORIA, ILLINOIS (FDIC Certificate #1808).
BETTER BANKS has a Tier 1 capital ratio of 12.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.58%, and the return on assets is 0.68%.
Yes. BETTER BANKS is FDIC-insured (Certificate #1808). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.