BELMONT SAVINGS BANK
BELLAIRE, OHIO · FDIC Cert #28348
Capital & Safety Analysis
According to FDIC financial data, BELMONT SAVINGS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BELMONT SAVINGS BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BELMONT SAVINGS BANK shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BELMONT SAVINGS BANK has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BELMONT SAVINGS BANK holds $501M in total assets and $356M in total deposits. It is located in BELLAIRE, OHIO (FDIC Certificate #28348).
BELMONT SAVINGS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.97%, and the return on assets is 0.29%.
Yes. BELMONT SAVINGS BANK is FDIC-insured (Certificate #28348). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.