BANNER CAPITAL BANK
HARRISBURG, NEBRASKA · FDIC Cert #19274
Capital & Safety Analysis
According to FDIC financial data, BANNER CAPITAL BANK holds a Tier 1 capital ratio of 11.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANNER CAPITAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANNER CAPITAL BANK shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANNER CAPITAL BANK has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 11.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANNER CAPITAL BANK holds $341M in total assets and $287M in total deposits. It is located in HARRISBURG, NEBRASKA (FDIC Certificate #19274).
BANNER CAPITAL BANK has a Tier 1 capital ratio of 11.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.04%, and the return on assets is 1.90%.
Yes. BANNER CAPITAL BANK is FDIC-insured (Certificate #19274). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.