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BankHealth

BANKWEST OF KANSAS

GOODLAND, KANSAS · FDIC Cert #10502

B
Health Score
70/100
$139M
Total Assets
$122M
Total Deposits
20.99%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANKWEST OF KANSAS holds a Tier 1 capital ratio of 20.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKWEST OF KANSAS has a strong buffer to absorb potential losses.

Key Financial Metrics

6.86%
Nonperforming Loans
High — significant loan problems
42.88%
Liquidity Ratio
Strong — can meet withdrawal demands
2.28%
Return on Assets
Profitable — earning well on assets
$122M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANKWEST OF KANSAS shows strong financial health indicators. With $139M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANKWEST OF KANSAS has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 20.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANKWEST OF KANSAS holds $139M in total assets and $122M in total deposits. It is located in GOODLAND, KANSAS (FDIC Certificate #10502).

BANKWEST OF KANSAS has a Tier 1 capital ratio of 20.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 6.86%, and the return on assets is 2.28%.

Yes. BANKWEST OF KANSAS is FDIC-insured (Certificate #10502). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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