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BankHealth

BANKORION

ORION, ILLINOIS · FDIC Cert #11739

C
Health Score
58/100
$650M
Total Assets
$544M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, BANKORION holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANKORION to additional regulatory scrutiny.

Key Financial Metrics

0.32%
Nonperforming Loans
Low — healthy loan portfolio
36.38%
Liquidity Ratio
Strong — can meet withdrawal demands
0.64%
Return on Assets
Low profitability
$544M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANKORION shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANKORION has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANKORION holds $650M in total assets and $544M in total deposits. It is located in ORION, ILLINOIS (FDIC Certificate #11739).

BANKORION has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 0.64%.

Yes. BANKORION is FDIC-insured (Certificate #11739). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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