Skip to main content
BankHealth

BANKNORTH

ARTHUR, NORTH DAKOTA · FDIC Cert #8387

C
Health Score
55/100
$609M
Total Assets
$423M
Total Deposits
9.04%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANKNORTH holds a Tier 1 capital ratio of 9.04%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKNORTH has a strong buffer to absorb potential losses.

Key Financial Metrics

0.37%
Nonperforming Loans
Low — healthy loan portfolio
7.15%
Liquidity Ratio
Low — potential liquidity stress
1.09%
Return on Assets
Profitable — earning well on assets
$423M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANKNORTH shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANKNORTH has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 9.04%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANKNORTH holds $609M in total assets and $423M in total deposits. It is located in ARTHUR, NORTH DAKOTA (FDIC Certificate #8387).

BANKNORTH has a Tier 1 capital ratio of 9.04%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 1.09%.

Yes. BANKNORTH is FDIC-insured (Certificate #8387). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: