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BankHealth

BANKERS BANK OF THE WEST

DENVER, COLORADO · FDIC Cert #23210

B
Health Score
76/100
$416M
Total Assets
$231M
Total Deposits
13.82%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANKERS BANK OF THE WEST holds a Tier 1 capital ratio of 13.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKERS BANK OF THE WEST has a strong buffer to absorb potential losses.

Key Financial Metrics

0.47%
Nonperforming Loans
Low — healthy loan portfolio
11.87%
Liquidity Ratio
Adequate liquidity
2.42%
Return on Assets
Profitable — earning well on assets
$231M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANKERS BANK OF THE WEST shows strong financial health indicators. With $416M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANKERS BANK OF THE WEST has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 13.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANKERS BANK OF THE WEST holds $416M in total assets and $231M in total deposits. It is located in DENVER, COLORADO (FDIC Certificate #23210).

BANKERS BANK OF THE WEST has a Tier 1 capital ratio of 13.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.47%, and the return on assets is 2.42%.

Yes. BANKERS BANK OF THE WEST is FDIC-insured (Certificate #23210). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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