BANKCHAMPAIGN NATIONAL ASSN
CHAMPAIGN, ILLINOIS · FDIC Cert #22434
Capital & Safety Analysis
According to FDIC financial data, BANKCHAMPAIGN NATIONAL ASSN holds a Tier 1 capital ratio of 14.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKCHAMPAIGN NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANKCHAMPAIGN NATIONAL ASSN shows strong financial health indicators. With $220M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANKCHAMPAIGN NATIONAL ASSN has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 14.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANKCHAMPAIGN NATIONAL ASSN holds $220M in total assets and $171M in total deposits. It is located in CHAMPAIGN, ILLINOIS (FDIC Certificate #22434).
BANKCHAMPAIGN NATIONAL ASSN has a Tier 1 capital ratio of 14.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.45%.
Yes. BANKCHAMPAIGN NATIONAL ASSN is FDIC-insured (Certificate #22434). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.