BANK OF THE VALLEY
BELLWOOD, NEBRASKA · FDIC Cert #25291
Capital & Safety Analysis
According to FDIC financial data, BANK OF THE VALLEY holds a Tier 1 capital ratio of 11.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF THE VALLEY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF THE VALLEY shows strong financial health indicators. With $536M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF THE VALLEY has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 11.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF THE VALLEY holds $536M in total assets and $481M in total deposits. It is located in BELLWOOD, NEBRASKA (FDIC Certificate #25291).
BANK OF THE VALLEY has a Tier 1 capital ratio of 11.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 0.77%.
Yes. BANK OF THE VALLEY is FDIC-insured (Certificate #25291). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.