BANK OF THE PLAINS
PLAINS, KANSAS · FDIC Cert #18118
Capital & Safety Analysis
According to FDIC financial data, BANK OF THE PLAINS holds a Tier 1 capital ratio of 10.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF THE PLAINS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF THE PLAINS shows strong financial health indicators. With $418M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF THE PLAINS has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 10.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF THE PLAINS holds $418M in total assets and $360M in total deposits. It is located in PLAINS, KANSAS (FDIC Certificate #18118).
BANK OF THE PLAINS has a Tier 1 capital ratio of 10.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.45%, and the return on assets is 0.97%.
Yes. BANK OF THE PLAINS is FDIC-insured (Certificate #18118). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.