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BankHealth

BANK OF THE FLINT HILLS

WAMEGO, KANSAS · FDIC Cert #4791

B
Health Score
67/100
$434M
Total Assets
$389M
Total Deposits
10.60%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF THE FLINT HILLS holds a Tier 1 capital ratio of 10.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF THE FLINT HILLS has a strong buffer to absorb potential losses.

Key Financial Metrics

0.63%
Nonperforming Loans
Low — healthy loan portfolio
15.40%
Liquidity Ratio
Adequate liquidity
1.32%
Return on Assets
Profitable — earning well on assets
$389M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF THE FLINT HILLS shows strong financial health indicators. With $434M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF THE FLINT HILLS has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF THE FLINT HILLS holds $434M in total assets and $389M in total deposits. It is located in WAMEGO, KANSAS (FDIC Certificate #4791).

BANK OF THE FLINT HILLS has a Tier 1 capital ratio of 10.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.63%, and the return on assets is 1.32%.

Yes. BANK OF THE FLINT HILLS is FDIC-insured (Certificate #4791). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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