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BankHealth

BANK OF STEINAUER

STEINAUER, NEBRASKA · FDIC Cert #10635

C
Health Score
59/100
$17M
Total Assets
$15M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, BANK OF STEINAUER holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF STEINAUER to additional regulatory scrutiny.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
34.77%
Liquidity Ratio
Strong — can meet withdrawal demands
0.62%
Return on Assets
Low profitability
$15M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF STEINAUER shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF STEINAUER has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF STEINAUER holds $17M in total assets and $15M in total deposits. It is located in STEINAUER, NEBRASKA (FDIC Certificate #10635).

BANK OF STEINAUER has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.62%.

Yes. BANK OF STEINAUER is FDIC-insured (Certificate #10635). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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