BANK OF OAK RIDGE
OAK RIDGE, LOUISIANA · FDIC Cert #21529
Capital & Safety Analysis
According to FDIC financial data, BANK OF OAK RIDGE holds a Tier 1 capital ratio of 17.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF OAK RIDGE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF OAK RIDGE shows strong financial health indicators. With $105M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF OAK RIDGE has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 17.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF OAK RIDGE holds $105M in total assets and $88M in total deposits. It is located in OAK RIDGE, LOUISIANA (FDIC Certificate #21529).
BANK OF OAK RIDGE has a Tier 1 capital ratio of 17.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.29%.
Yes. BANK OF OAK RIDGE is FDIC-insured (Certificate #21529). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.