BANK OF O FALLON
O'FALLON, ILLINOIS · FDIC Cert #18171
Capital & Safety Analysis
According to FDIC financial data, BANK OF O FALLON holds a Tier 1 capital ratio of 22.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF O FALLON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF O FALLON shows strong financial health indicators. With $342M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF O FALLON has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 22.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF O FALLON holds $342M in total assets and $293M in total deposits. It is located in O'FALLON, ILLINOIS (FDIC Certificate #18171).
BANK OF O FALLON has a Tier 1 capital ratio of 22.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.69%, and the return on assets is 1.92%.
Yes. BANK OF O FALLON is FDIC-insured (Certificate #18171). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.