BANK OF HOUSTON
HOUSTON, MISSOURI · FDIC Cert #13960
Capital & Safety Analysis
According to FDIC financial data, BANK OF HOUSTON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF HOUSTON to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BANK OF HOUSTON shows some financial weakness with a Health Score of 41/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF HOUSTON has a Bank Health Score of D (41/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF HOUSTON holds $67M in total assets and $48M in total deposits. It is located in HOUSTON, MISSOURI (FDIC Certificate #13960).
BANK OF HOUSTON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 1.29%.
Yes. BANK OF HOUSTON is FDIC-insured (Certificate #13960). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.