BANK OF HERRIN
HERRIN, ILLINOIS · FDIC Cert #11310
Capital & Safety Analysis
According to FDIC financial data, BANK OF HERRIN holds a Tier 1 capital ratio of 12.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF HERRIN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF HERRIN shows strong financial health indicators. With $329M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF HERRIN has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 12.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF HERRIN holds $329M in total assets and $315M in total deposits. It is located in HERRIN, ILLINOIS (FDIC Certificate #11310).
BANK OF HERRIN has a Tier 1 capital ratio of 12.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.64%, and the return on assets is 0.94%.
Yes. BANK OF HERRIN is FDIC-insured (Certificate #11310). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.