BANK OF FARMINGTON
FARMINGTON, ILLINOIS · FDIC Cert #11732
Capital & Safety Analysis
According to FDIC financial data, BANK OF FARMINGTON holds a Tier 1 capital ratio of 13.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF FARMINGTON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF FARMINGTON shows strong financial health indicators. With $230M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF FARMINGTON has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 13.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF FARMINGTON holds $230M in total assets and $202M in total deposits. It is located in FARMINGTON, ILLINOIS (FDIC Certificate #11732).
BANK OF FARMINGTON has a Tier 1 capital ratio of 13.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 0.44%.
Yes. BANK OF FARMINGTON is FDIC-insured (Certificate #11732). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.