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BankHealth

BANK OF DIXON COUNTY

PONCA, NEBRASKA · FDIC Cert #14912

B
Health Score
75/100
$125M
Total Assets
$109M
Total Deposits
19.09%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF DIXON COUNTY holds a Tier 1 capital ratio of 19.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF DIXON COUNTY has a strong buffer to absorb potential losses.

Key Financial Metrics

3.54%
Nonperforming Loans
High — significant loan problems
26.65%
Liquidity Ratio
Strong — can meet withdrawal demands
2.10%
Return on Assets
Profitable — earning well on assets
$109M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF DIXON COUNTY shows strong financial health indicators. With $125M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF DIXON COUNTY has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 19.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF DIXON COUNTY holds $125M in total assets and $109M in total deposits. It is located in PONCA, NEBRASKA (FDIC Certificate #14912).

BANK OF DIXON COUNTY has a Tier 1 capital ratio of 19.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.54%, and the return on assets is 2.10%.

Yes. BANK OF DIXON COUNTY is FDIC-insured (Certificate #14912). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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