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BankHealth

BANK OF DEERFIELD

DEERFIELD, WISCONSIN · FDIC Cert #2477

C
Health Score
64/100
$226M
Total Assets
$192M
Total Deposits
12.49%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF DEERFIELD holds a Tier 1 capital ratio of 12.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF DEERFIELD has a strong buffer to absorb potential losses.

Key Financial Metrics

0.54%
Nonperforming Loans
Low — healthy loan portfolio
6.28%
Liquidity Ratio
Low — potential liquidity stress
1.43%
Return on Assets
Profitable — earning well on assets
$192M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF DEERFIELD shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF DEERFIELD has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 12.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF DEERFIELD holds $226M in total assets and $192M in total deposits. It is located in DEERFIELD, WISCONSIN (FDIC Certificate #2477).

BANK OF DEERFIELD has a Tier 1 capital ratio of 12.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 1.43%.

Yes. BANK OF DEERFIELD is FDIC-insured (Certificate #2477). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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