BANK OF COUSHATTA
COUSHATTA, LOUISIANA · FDIC Cert #8531
Capital & Safety Analysis
According to FDIC financial data, BANK OF COUSHATTA holds a Tier 1 capital ratio of 13.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF COUSHATTA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF COUSHATTA shows strong financial health indicators. With $292M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF COUSHATTA has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 13.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF COUSHATTA holds $292M in total assets and $220M in total deposits. It is located in COUSHATTA, LOUISIANA (FDIC Certificate #8531).
BANK OF COUSHATTA has a Tier 1 capital ratio of 13.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.64%, and the return on assets is 0.23%.
Yes. BANK OF COUSHATTA is FDIC-insured (Certificate #8531). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.