BANK OF COMMERCE&TRUST CO
CROWLEY, LOUISIANA · FDIC Cert #10523
Capital & Safety Analysis
According to FDIC financial data, BANK OF COMMERCE&TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF COMMERCE&TRUST CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BANK OF COMMERCE&TRUST CO shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF COMMERCE&TRUST CO has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF COMMERCE&TRUST CO holds $354M in total assets and $324M in total deposits. It is located in CROWLEY, LOUISIANA (FDIC Certificate #10523).
BANK OF COMMERCE&TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 0.36%.
Yes. BANK OF COMMERCE&TRUST CO is FDIC-insured (Certificate #10523). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.