BANK OF CHARLES TOWN
CHARLES TOWN, WEST VIRGINIA · FDIC Cert #9023
Capital & Safety Analysis
According to FDIC financial data, BANK OF CHARLES TOWN holds a Tier 1 capital ratio of 12.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF CHARLES TOWN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF CHARLES TOWN shows strong financial health indicators. With $831M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF CHARLES TOWN has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 12.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF CHARLES TOWN holds $831M in total assets and $740M in total deposits. It is located in CHARLES TOWN, WEST VIRGINIA (FDIC Certificate #9023).
BANK OF CHARLES TOWN has a Tier 1 capital ratio of 12.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.45%, and the return on assets is 1.04%.
Yes. BANK OF CHARLES TOWN is FDIC-insured (Certificate #9023). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.