BANK OF CATTARAUGUS
CATTARAUGUS, NEW YORK · FDIC Cert #9406
Capital & Safety Analysis
According to FDIC financial data, BANK OF CATTARAUGUS holds a Tier 1 capital ratio of 17.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF CATTARAUGUS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF CATTARAUGUS shows strong financial health indicators. With $29M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF CATTARAUGUS has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 17.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF CATTARAUGUS holds $29M in total assets and $26M in total deposits. It is located in CATTARAUGUS, NEW YORK (FDIC Certificate #9406).
BANK OF CATTARAUGUS has a Tier 1 capital ratio of 17.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.93%, and the return on assets is 1.47%.
Yes. BANK OF CATTARAUGUS is FDIC-insured (Certificate #9406). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.