BANDERA BANK
BANDERA, TEXAS · FDIC Cert #26653
Capital & Safety Analysis
According to FDIC financial data, BANDERA BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANDERA BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BANDERA BANK shows strong financial health indicators. With $93M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANDERA BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANDERA BANK holds $93M in total assets and $84M in total deposits. It is located in BANDERA, TEXAS (FDIC Certificate #26653).
BANDERA BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.27%.
Yes. BANDERA BANK is FDIC-insured (Certificate #26653). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.