BALTIC STATE BANK
BALTIC, OHIO · FDIC Cert #17759
Capital & Safety Analysis
According to FDIC financial data, BALTIC STATE BANK holds a Tier 1 capital ratio of 10.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BALTIC STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BALTIC STATE BANK shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BALTIC STATE BANK has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 10.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BALTIC STATE BANK holds $101M in total assets and $91M in total deposits. It is located in BALTIC, OHIO (FDIC Certificate #17759).
BALTIC STATE BANK has a Tier 1 capital ratio of 10.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.03%.
Yes. BALTIC STATE BANK is FDIC-insured (Certificate #17759). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.