AUSTIN BANK TEXAS NA
JACKSONVILLE, TEXAS · FDIC Cert #3276
Capital & Safety Analysis
According to FDIC financial data, AUSTIN BANK TEXAS NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject AUSTIN BANK TEXAS NA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
AUSTIN BANK TEXAS NA shows some financial weakness with a Health Score of 48/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AUSTIN BANK TEXAS NA has a Bank Health Score of D (48/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AUSTIN BANK TEXAS NA holds $2.8B in total assets and $2.4B in total deposits. It is located in JACKSONVILLE, TEXAS (FDIC Certificate #3276).
AUSTIN BANK TEXAS NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 1.97%.
Yes. AUSTIN BANK TEXAS NA is FDIC-insured (Certificate #3276). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.