Skip to main content
BankHealth

ATASCOSA BANK

PLEASANTON, TEXAS · FDIC Cert #24064

C
Health Score
63/100
$84M
Total Assets
$76M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, ATASCOSA BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject ATASCOSA BANK to additional regulatory scrutiny.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
75.50%
Liquidity Ratio
Strong — can meet withdrawal demands
1.54%
Return on Assets
Profitable — earning well on assets
$76M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

ATASCOSA BANK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

ATASCOSA BANK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

ATASCOSA BANK holds $84M in total assets and $76M in total deposits. It is located in PLEASANTON, TEXAS (FDIC Certificate #24064).

ATASCOSA BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.54%.

Yes. ATASCOSA BANK is FDIC-insured (Certificate #24064). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: