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BankHealth

APPLE CREEK BANKING CO

APPLE CREEK, OHIO · FDIC Cert #737

B
Health Score
74/100
$255M
Total Assets
$229M
Total Deposits
10.34%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, APPLE CREEK BANKING CO holds a Tier 1 capital ratio of 10.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning APPLE CREEK BANKING CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
20.73%
Liquidity Ratio
Strong — can meet withdrawal demands
0.96%
Return on Assets
Low profitability
$229M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

APPLE CREEK BANKING CO shows strong financial health indicators. With $255M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

APPLE CREEK BANKING CO has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 10.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

APPLE CREEK BANKING CO holds $255M in total assets and $229M in total deposits. It is located in APPLE CREEK, OHIO (FDIC Certificate #737).

APPLE CREEK BANKING CO has a Tier 1 capital ratio of 10.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.96%.

Yes. APPLE CREEK BANKING CO is FDIC-insured (Certificate #737). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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